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Most motorcycle crashes happen because another driver didn’t see the rider: a left turn across traffic, a lane change without looking, or a door opened at the wrong time. Riders are often seriously hurt, and insurers often try to blame the rider anyway.
Fighting rider bias
Adjusters may assume you were speeding or weaving. We gather the evidence: scene photos, witness statements, video and crash reconstruction when needed, to show what really happened.
Helmet laws in Georgia vs. South Carolina
| Georgia | South Carolina | |
|---|---|---|
| Helmet required | All riders and passengers | Riders and passengers under 21 |
Not wearing a helmet doesn’t automatically bar your claim, but insurers may argue it made injuries worse. We know how to respond.
What you can recover
- Medical bills, surgery and rehabilitation
- Lost wages and future earning capacity
- Motorcycle repair or replacement and gear
- Pain and suffering, scarring and disfigurement
Already got a call from the insurance company? Talk to us first. It’s free. Call or text 1-866-288-9276, answered 24/7.
Fault and deadlines in Georgia vs. South Carolina
| Georgia | South Carolina | |
|---|---|---|
| Fault rule | Modified comparative, barred at 50% or more | Modified comparative, barred above 50% |
| Injury deadline | Generally 2 years | Generally 3 years |
| Claim against a government agency | Ante litem notice, as short as 6 months | SC Tort Claims Act, generally 2 years |
Related guides from our blog
Motorcycle accident FAQs
The driver said they never saw me. Does that help them?
No. Drivers have a duty to look for motorcycles. “I didn’t see them” is often an admission that the driver wasn’t paying attention.
Will my own insurance help?
Your UM/UIM coverage may pay if the at-fault driver has no insurance or not enough. We review your policy for you.

