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Cyclists have the same right to the road as drivers. When a driver turns into you, opens a door in your path or passes too close, you can be seriously hurt.
Bicycle laws drivers must follow
- Georgia requires drivers to leave at least three feet when passing a bicycle.
- South Carolina requires drivers to keep a safe operating distance from cyclists and prohibits harassing them.
- In both states, bicycles are vehicles, drivers must yield to them just like any other vehicle.
Common causes of bike crashes
- Right hooks and left turns across a cyclist’s path
- Unsafe passing
- Dooring
- Distracted driving
What you can recover
- Medical bills and therapy
- Lost income
- Bike and gear replacement
- Pain and suffering
Already got a call from the insurance company? Talk to us first. It’s free. Call or text 1-866-288-9276, answered 24/7.
Fault and deadlines in Georgia vs. South Carolina
| Georgia | South Carolina | |
|---|---|---|
| Fault rule | Modified comparative, barred at 50% or more | Modified comparative, barred above 50% |
| Injury deadline | Generally 2 years | Generally 3 years |
| Claim against a government agency | Ante litem notice, as short as 6 months | SC Tort Claims Act, generally 2 years |
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Bicycle accident FAQs
Does my car insurance cover me on a bike?
Often, yes. Uninsured/underinsured motorist coverage and medical payments coverage can follow you as a cyclist. We review your policies.
I wasn’t wearing a helmet. Can I still file a claim?
Yes. The driver’s carelessness caused the crash; we deal with any argument the insurer raises about your injuries.
